Return policy comparison · 2026
Legal Harbor vs Scrambly
Policy data verified July 24, 2026 by the Thrifle team
Winner
Legal Harbor
A-
4.0 / 5.0 · Very Good
Scrambly
C-
1.5 / 5.0 · Below Average
The verdict
Legal Harbor has the more generous return policy in 2026, grading A- (4.0/5.0) against Scrambly's C- (1.5/5.0). It wins 2 of 5 scoring axes; the biggest gap is the return window: 90-day window (above average) versus window not published.
Score breakdown
Five axes, 5.0 points total — the same deterministic grader behind every Thrifle policy page.
Legal HarborScrambly
Return window · worth 2.0
Restocking fee · worth 1.0
Return shipping · worth 1.0
Holiday window · worth 0.5
Transparency · worth 0.5
Key terms side-by-side
| Legal Harbor | Scrambly | |
|---|---|---|
| Return window | ✓ 90 days (performance-based money-back guarantee) | No returns (digital service - all sales final) |
| Free returns | ✓ Yes (members) | No |
| Restocking fee | None | None |
| Return shipping | Not applicable - digital credit repair service | Not applicable - digital service |
| Holiday extension | — | None published |
| Non-returnable | None published | Earned Scramble Coins tied to a banned or unrecoverable payout account; unused portions of any auto-renewing iOS subscription |
| Watch-out items | — | — |
Legal Harbor tip
This is a performance-based guarantee, not a no-questions-asked refund - expect Legal Harbor to check whether the promised results (dispute progress) actually happened before approving your money back.
Scrambly tip
iOS subscriptions auto-renew unless you cancel at least 24 hours before the billing date, and Scrambly explicitly won't refund unused time - set yourself a calendar reminder if you're trying it out.
Frequently asked questions
Who has the better return policy, Legal Harbor or Scrambly?
Legal Harbor has the more generous return policy in 2026, grading A- (4.0/5.0) against Scrambly's C- (1.5/5.0). It wins 2 of 5 scoring axes; the biggest gap is the return window: 90-day window (above average) versus window not published.
What is Legal Harbor's return window?
Legal Harbor's return window is 90 days (performance-based money-back guarantee).
What is Scrambly's return window?
Scrambly's return window is No returns (digital service - all sales final).
Does Legal Harbor or Scrambly offer free returns?
Legal Harbor: Yes (members). Scrambly: No.