Return policy comparison · 2026
Legal Harbor vs Strut Health
Policy data verified July 24, 2026 by the Thrifle team
Winner
Legal Harbor
A-
4.0 / 5.0 · Very Good
Strut Health
C-
1.5 / 5.0 · Below Average
The verdict
Legal Harbor has the more generous return policy in 2026, grading A- (4.0/5.0) against Strut Health's C- (1.5/5.0). It wins 2 of 5 scoring axes; the biggest gap is the return window: 90-day window (above average) versus window not published.
Score breakdown
Five axes, 5.0 points total — the same deterministic grader behind every Thrifle policy page.
Legal HarborStrut Health
Return window · worth 2.0
Restocking fee · worth 1.0
Return shipping · worth 1.0
Holiday window · worth 0.5
Transparency · worth 0.5
Key terms side-by-side
| Legal Harbor | Strut Health | |
|---|---|---|
| Return window | ✓ 90 days (performance-based money-back guarantee) | No returns (medication - all sales final once dispensed) |
| Free returns | ✓ Yes (members) | No - all sales final |
| Restocking fee | None | None |
| Return shipping | Not applicable - digital credit repair service | N/A - medication cannot be returned to Strut at all |
| Holiday extension | — | None published |
| Non-returnable | None published | All medications once they've left the pharmacy (federal regulation); cancellation requests received after the pharmacy has processed the order |
| Watch-out items | — | defective or damaged item exchanges must be requested within 2 weeks of delivery |
Legal Harbor tip
This is a performance-based guarantee, not a no-questions-asked refund - expect Legal Harbor to check whether the promised results (dispute progress) actually happened before approving your money back.
Strut Health tip
Cancel before the pharmacy processes your order, not after - once it ships, federal regulations mean there's no refund path at all, only a defect exchange within 2 weeks, and even that goes through the dispensing pharmacy, not Strut directly.
Frequently asked questions
Who has the better return policy, Legal Harbor or Strut Health?
Legal Harbor has the more generous return policy in 2026, grading A- (4.0/5.0) against Strut Health's C- (1.5/5.0). It wins 2 of 5 scoring axes; the biggest gap is the return window: 90-day window (above average) versus window not published.
What is Legal Harbor's return window?
Legal Harbor's return window is 90 days (performance-based money-back guarantee).
What is Strut Health's return window?
Strut Health's return window is No returns (medication - all sales final once dispensed).
Does Legal Harbor or Strut Health offer free returns?
Legal Harbor: Yes (members). Strut Health: No - all sales final.