Return policy comparison · 2026
Matte Collection vs Under Armour
Policy data verified July 24, 2026 (Matte Collection) and April 17, 2026 (Under Armour)
Matte Collection
D+
1.3 / 5.0 · Poor
Winner
Under Armour
A
4.2 / 5.0 · Excellent
The verdict
Under Armour has the more generous return policy in 2026, grading A (4.2/5.0) against Matte Collection's D+ (1.3/5.0). It wins 4 of 5 scoring axes; the biggest gap is the return shipping: free returns (incl. by mail) versus customer pays return shipping.
Score breakdown
Five axes, 5.0 points total — the same deterministic grader behind every Thrifle policy page.
Matte CollectionUnder Armour
Return window · worth 2.0
Restocking fee · worth 1.0
Return shipping · worth 1.0
Holiday window · worth 0.5
Transparency · worth 0.5
Key terms side-by-side
| Matte Collection | Under Armour | |
|---|---|---|
| Return window | 7 days (refund); 14 days (store credit) | ✓ 60 days |
| Free returns | No | ✓ Yes |
| Restocking fee | Applied to rejected final-sale return attempts | ✓ None |
| Return shipping | Customer pays return shipping; store credit issued minus a shipping fee for return-to-sender packages | Free |
| Holiday extension | None published | ✓ Not specifically extended |
| Non-returnable | Hats, face masks, accessories, nails, mystery boxes, sale items priced $20 or less, buy-one-get-one-free items, final sale items | Gift cards, final sale items, customized items |
| Watch-out items | Items bought with a 25%+ discount code: store credit only within 14 days, no cash refund option | UA HOVR shoes may have extended wear-test period |
Matte Collection tip
The refund window is genuinely just 7 days, half the length of the store-credit window - if you're on the fence, ask for store credit instead of a refund since you get double the time to decide.
Under Armour tip
60 days with tags. Outlet purchases must return to outlet only. Defective covered by limited warranty.
Frequently asked questions
Who has the better return policy, Matte Collection or Under Armour?
Under Armour has the more generous return policy in 2026, grading A (4.2/5.0) against Matte Collection's D+ (1.3/5.0). It wins 4 of 5 scoring axes; the biggest gap is the return shipping: free returns (incl. by mail) versus customer pays return shipping.
What is Matte Collection's return window?
Matte Collection's return window is 7 days (refund); 14 days (store credit).
What is Under Armour's return window?
Under Armour's return window is 60 days.
Does Matte Collection or Under Armour offer free returns?
Matte Collection: No. Under Armour: Yes.