Choice Home Warranty Return Policy
Every return window, fee, and holiday extension for Choice Home Warranty — pulled from the retailer's own policy page and linked below so you can confirm it yourself.
Cancel within the first 30 days if you haven't used the plan yet - that's the only window for a full refund of the agreement fee; after that you only get the prorated unused portion, and some states extend this window further (up to 30 days with fuller protections in places like Alabama, Hawaii, and Massachusetts).
Policy at a glance
- Return window
- 30 days (full refund minus service costs incurred)
- Return shipping
- Not applicable (home warranty service contract, not a shipped product).
- Free returns
- No - fee deducted
- Restocking fee
- $50 administrative/cancellation fee (or the maximum permitted by state law) applies to cancellations; after 30 days, refund is prorated for the unexpired term minus any service costs already incurred
- Holiday extension
- None published
- Category
- Home
Can’t be returned: Any service costs already incurred are deducted from a refund regardless of when you cancel
Why Choice Home Warranty earned a C-
About Choice Home Warranty
Covering a broken furnace or a dead water heater for a flat service call fee, instead of paying full repair cost out of pocket, is the pitch behind this home warranty plan. It's a year-long contract that auto-renews annually rather than a one-time purchase, covering major home systems and appliances against normal wear and breakdown - not against pre-existing problems. Real estate agents recommend it fairly often for new homebuyers inheriting appliances of unknown age and condition. The cancellation terms are stricter than a typical retail return: get a full refund only in the first 30 days, and even then, any repair calls you've already used get subtracted from what comes back.
New homeowners wanting predictable repair costs on an older house, or landlords covering rental properties, are the realistic buyers - not someone with brand-new appliances still under manufacturer warranty.
What they sell
- Home system coverage (HVAC, plumbing, electrical)
- Kitchen appliance repair/replacement coverage
- Washer and dryer coverage plans
- Add-on coverage for pools, spas, and septic systems
Frequently asked questions
What is Choice Home Warranty's return window?
30 days (full refund minus service costs incurred)
Does Choice Home Warranty offer free returns?
No - fee deducted
How much does Choice Home Warranty charge for return shipping?
Not applicable (home warranty service contract, not a shipped product).
Does Choice Home Warranty charge a restocking fee?
$50 administrative/cancellation fee (or the maximum permitted by state law) applies to cancellations; after 30 days, refund is prorated for the unexpired term minus any service costs already incurred
Does Choice Home Warranty extend its return window for the holidays?
None published
What items cannot be returned to Choice Home Warranty?
Any service costs already incurred are deducted from a refund regardless of when you cancel
Also known as
choicehomewarranty.com, choice home warranty, chw
Return-policy data is compiled from Choice Home Warranty’s public customer-service pages by Thrifle AI, our in-house research system. Policies change often and we can be out of date — always confirm on Choice Home Warranty’s official site before purchase. Spotted something wrong? Tell usand we’ll fix it.