Return policy comparison · 2026
Charles & Colvard vs Signet Jewelers
Policy data verified July 24, 2026 (Charles & Colvard) and April 17, 2026 (Signet Jewelers)
Charles & Colvard
C+
2.4 / 5.0 · Fair
Winner
Signet Jewelers
A-
3.9 / 5.0 · Very Good
The verdict
Signet Jewelers has the more generous return policy in 2026, grading A- (3.9/5.0) against Charles & Colvard's C+ (2.4/5.0). It wins 2 of 5 scoring axes; the biggest gap is the return shipping: free returns (incl. by mail) versus customer pays return shipping.
Score breakdown
Five axes, 5.0 points total — the same deterministic grader behind every Thrifle policy page.
Charles & ColvardSignet Jewelers
Return window · worth 2.0
Restocking fee · worth 1.0
Return shipping · worth 1.0
Holiday window · worth 0.5
Transparency · worth 0.5
Key terms side-by-side
| Charles & Colvard | Signet Jewelers | |
|---|---|---|
| Return window | 30 days (from shipment date) | 30-90 days (varies by banner) |
| Free returns | No - customer pays return shipping | ✓ Yes (in-store) |
| Restocking fee | None published, but a $50 fee applies if returning moissanite without its warranty card, and a $150 fee applies if returning lab-grown diamonds without certification | None on most items |
| Return shipping | Customer is responsible for return shipping costs. | Free return shipping for online orders |
| Holiday extension | None published | ✓ Yes (holiday extension) |
| Non-returnable | Items outside the 30-day window, intentionally altered or damaged products, personalized or engraved jewelry (final sale), custom-designed jewelry (final sale), Exotic Collection items with damaged or removed tags | Customized/engraved items, altered/resized items |
| Watch-out items | — | Special orders and custom work non-returnable |
Charles & Colvard tip
Don't lose the warranty card or certification paperwork that ships with the stone - sending it back without that documentation costs you $50 to $150 out of your refund even on an otherwise eligible return.
Signet Jewelers tip
Applies to Kay, Zales, Jared, etc. Policies vary slightly by banner. Custom work non-returnable.
Frequently asked questions
Who has the better return policy, Charles & Colvard or Signet Jewelers?
Signet Jewelers has the more generous return policy in 2026, grading A- (3.9/5.0) against Charles & Colvard's C+ (2.4/5.0). It wins 2 of 5 scoring axes; the biggest gap is the return shipping: free returns (incl. by mail) versus customer pays return shipping.
What is Charles & Colvard's return window?
Charles & Colvard's return window is 30 days (from shipment date).
What is Signet Jewelers's return window?
Signet Jewelers's return window is 30-90 days (varies by banner).
Does Charles & Colvard or Signet Jewelers offer free returns?
Charles & Colvard: No - customer pays return shipping. Signet Jewelers: Yes (in-store).