Return policy comparison · 2026
HeyReal AI vs Legal Harbor
Policy data verified July 24, 2026 by the Thrifle team
HeyReal AI
C-
1.5 / 5.0 · Below Average
Winner
Legal Harbor
A-
4.0 / 5.0 · Very Good
The verdict
Legal Harbor has the more generous return policy in 2026, grading A- (4.0/5.0) against HeyReal AI's C- (1.5/5.0). It wins 2 of 5 scoring axes; the biggest gap is the return window: 90-day window (above average) versus window not published.
Score breakdown
Five axes, 5.0 points total — the same deterministic grader behind every Thrifle policy page.
HeyReal AILegal Harbor
Return window · worth 2.0
Restocking fee · worth 1.0
Return shipping · worth 1.0
Holiday window · worth 0.5
Transparency · worth 0.5
Key terms side-by-side
| HeyReal AI | Legal Harbor | |
|---|---|---|
| Return window | No returns (digital service - all sales final) | ✓ 90 days (performance-based money-back guarantee) |
| Free returns | No - fee deducted | ✓ Yes (members) |
| Restocking fee | None | None |
| Return shipping | Not applicable (digital service) | Not applicable - digital credit repair service |
| Holiday extension | None published | — |
| Non-returnable | All usage fees and membership charges are non-refundable; users agree not to dispute charges or file chargebacks except for fraud | None published |
| Watch-out items | — | — |
HeyReal AI tip
The terms explicitly say disputing a charge (outside of fraud) can get your account blocked and future purchases refused — so if you're unsure about a subscription, don't rely on being able to chargeback your way out of it.
Legal Harbor tip
This is a performance-based guarantee, not a no-questions-asked refund - expect Legal Harbor to check whether the promised results (dispute progress) actually happened before approving your money back.
Frequently asked questions
Who has the better return policy, HeyReal AI or Legal Harbor?
Legal Harbor has the more generous return policy in 2026, grading A- (4.0/5.0) against HeyReal AI's C- (1.5/5.0). It wins 2 of 5 scoring axes; the biggest gap is the return window: 90-day window (above average) versus window not published.
What is HeyReal AI's return window?
HeyReal AI's return window is No returns (digital service - all sales final).
What is Legal Harbor's return window?
Legal Harbor's return window is 90 days (performance-based money-back guarantee).
Does HeyReal AI or Legal Harbor offer free returns?
HeyReal AI: No - fee deducted. Legal Harbor: Yes (members).