Return policy comparison · 2026
Legal Harbor vs MedJet
Policy data verified July 24, 2026 by the Thrifle team
Winner
Legal Harbor
A-
4.0 / 5.0 · Very Good
MedJet
C
2.0 / 5.0 · Mediocre
The verdict
Legal Harbor has the more generous return policy in 2026, grading A- (4.0/5.0) against MedJet's C (2.0/5.0). It wins 2 of 5 scoring axes; the biggest gap is the return window: 90-day window (above average) versus window not published.
Score breakdown
Five axes, 5.0 points total — the same deterministic grader behind every Thrifle policy page.
Legal HarborMedJet
Return window · worth 2.0
Restocking fee · worth 1.0
Return shipping · worth 1.0
Holiday window · worth 0.5
Transparency · worth 0.5
Key terms side-by-side
| Legal Harbor | MedJet | |
|---|---|---|
| Return window | ✓ 90 days (performance-based money-back guarantee) | Refundable until effective date (no refund after membership activates) |
| Free returns | ✓ Yes (members) | — |
| Restocking fee | None | None published |
| Return shipping | Not applicable - digital credit repair service | — |
| Holiday extension | — | None published |
| Non-returnable | None published | Membership fees become non-refundable once the plan's effective date has passed |
| Watch-out items | — | — |
Legal Harbor tip
This is a performance-based guarantee, not a no-questions-asked refund - expect Legal Harbor to check whether the promised results (dispute progress) actually happened before approving your money back.
MedJet tip
Cancel before your membership's effective date if you change your mind - once your coverage year actually starts, MedJet does not refund the fee, even if you never use it.
Frequently asked questions
Who has the better return policy, Legal Harbor or MedJet?
Legal Harbor has the more generous return policy in 2026, grading A- (4.0/5.0) against MedJet's C (2.0/5.0). It wins 2 of 5 scoring axes; the biggest gap is the return window: 90-day window (above average) versus window not published.
What is Legal Harbor's return window?
Legal Harbor's return window is 90 days (performance-based money-back guarantee).
What is MedJet's return window?
MedJet's return window is Refundable until effective date (no refund after membership activates).
Does Legal Harbor or MedJet offer free returns?
Legal Harbor: Yes (members). MedJet: see full policy.